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Am I on track?
What you own, what is due next, what this month kept and how far you are from being able to stop working. One screen, no hunting.
For your household's money
The whole picture, not every receipt.
Finpic isn't another expense tracker. It keeps what you own, what you owe, what's due and when you could stop working in one dated picture, so you can tell whether you're on track.
- No bank login
- No receipts to sort
- Every change can be undone
Your finpic
as of 15 Oct
- You own
- RM 102,400
- 5 values, each dated
- You owe
- RM 18,600
- Car loan, 31 months left
- Due next
- RM 950
- Rent, 3 Nov
- On track
- 15 years
- to freedom, around age 47
Invested toward freedomRM 60,000 of RM 1,200,000
Kept buying 3 months in a row · saving 50% of income
An expense tracker asks
Where did RM 120.50 go at Tesco?
Every transaction, sorted into categories, every week.
Finpic asks
Am I on track, and what's my next move?
A few dated values. Update one when something changes; leave it when nothing does.
Your numbers do not need to be live. They need to be honest.
Most money apps chase every transaction and ask you to sort them. Finpic asks for less: what you have, what comes in and what is due.
Each value keeps the date you recorded it, so you always know how fresh each number is. Update a value when something changes. Leave it alone when nothing does.
How it works
Three ways to keep it current. Pick whichever is quickest today.
Whichever way you choose, nothing changes until you approve it, and every saved change comes with a receipt.
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Tell Finpic
Say it the way you would to a friend. "Paid the car loan." "Bonus came in." Finpic proposes the change and you approve it.
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Drop in a document
A statement, a payslip, a bill. Finpic reads it and shows the figures it found. You confirm the ones that are right.
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Type it in
Every value stays editable by hand. Sometimes typing one number is simply the fastest way.
What you see
Four places, each answering one question.
Holdings
Where is my money working?
Every account and investment, each at the value it had on the day you recorded it.
Commitments
Where does my money go?
Bills and instalments, when they fall due, and whether a new purchase still fits.
Activity
What changed in my picture?
Money in and out as you recorded it, and every saved change with what it was before. Look back at any month, or undo a change you did not mean.
On our reading list
Steady beats perfect.
We have been reading Just Keep Buying (opens in a new tab) by Nick Maggiulli. It makes a data-backed case that regular saving and regular investing tend to do more for most people than waiting for the perfect moment.
That is the habit Finpic is built around: look at where your money stands, make the next small move, and keep going.
Finpic is not affiliated with the author or the publisher.
Start with one number.
Most people begin with their main account balance. Add the rest whenever you are ready.
Open Finpic